Last Updated: September 8, 2026
By accessing and using the zephyrmarsh website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.
zephyrmarsh provides financial education courses for various age groups and experience levels. Our services are intended for educational purposes and do not constitute professional financial advice tailored to individual circumstances.
Enrollment in courses is subject to availability and acceptance. We reserve the right to refuse enrollment or cancel courses if circumstances require. In the event of course cancellation by us, enrolled students will receive a full refund.
Course fees must be paid in full before the start of the program unless alternative payment arrangements have been agreed upon in writing. Prices are listed in GBP and include applicable taxes. We reserve the right to modify pricing with reasonable notice, though changes will not affect already enrolled students.
Students may cancel enrollment up to 14 days before the course start date for a full refund. Cancellations made less than 14 days before commencement are subject to a 25% administrative fee. Once a course has begun, fees are non-refundable except in exceptional circumstances at our discretion.
You may use this website for lawful purposes related to learning about and enrolling in our educational programs. You agree not to:
All content on this website, including text, graphics, logos, course materials, and software, is the property of zephyrmarsh or its content suppliers and protected by copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit written permission.
The information provided through our courses and website is for educational purposes only and should not be construed as professional financial advice. We do not provide personalized investment advice or recommendations tailored to individual financial situations.
Students are responsible for their own financial decisions. Past performance examples used for educational purposes do not guarantee future results. We recommend consulting with qualified financial advisors before making significant monetary decisions.
To the fullest extent permitted by law, zephyrmarsh shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including but not limited to:
Our maximum liability for any claim arising from our services shall not exceed the amount paid by you for the specific course in question.
Students are expected to conduct themselves professionally and respectfully during all course sessions. We reserve the right to remove students who engage in disruptive behavior, harassment, or conduct that interferes with the learning environment. No refund will be provided in cases of removal due to conduct violations.
Your use of this website is also governed by our Privacy Policy and GDPR Compliance Statement. By using our services, you consent to our collection and use of personal information as described in those documents.
Our website may contain links to third-party websites for informational purposes. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or terms. Accessing third-party sites is at your own risk.
We reserve the right to modify, suspend, or discontinue any aspect of our services or website at any time without prior notice. We may also update course content, schedules, and instructors as necessary to maintain educational quality.
You agree to indemnify and hold harmless zephyrmarsh, its instructors, employees, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms of Use.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and zephyrmarsh regarding use of our services and supersede any prior agreements.
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 42 Kelvingrove Street, Glasgow G3 7SA, United Kingdom
By using this website and enrolling in our courses, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.